Did everyone loose everything? Suddenly it is very cool to be very poor. People who used to pay for services are now wanting you to cut 50% or more because they have had losses. Wait a minute? How is that going to stimulate the economy? I want to pay you 50% less than you are worth or than the discounted rate you charge because I am worried about the economy . . . but please still do give me 100% . . . I would expect nothing less of you. WHATEVER! Sorry it is what it is and no global down turn is going to make me fall for that! I am smarter than that, I know that if you pay me less I pay my vendors less and than pretty soon we are in a real pickle. Give it up, do with or do without, none of this discount for me because I am worried or lost my investments — hey that’s the game — play it right or get out!